Bank of the Universe
Bank of the Universe

Bank of the Universe

我有一座天地钱庄

RANK 847
4.1
620 Chapters 1.93M Views 1.73K Bookmarked Ongoing Status

Bank of the Universe novel is a popular light novel covering Action, Adventure, and Comedy genres. Written by the Author Girl Wears Short Skirt. 620 chapters have been translated and translations of other chapters are in progress.

Summary

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.
– The Eternal Celestial King, borrowed a supreme celestial artifact and will pay back two pieces after 3,000 years. He will pay an additional piece for every 1,000 years after the expiry date!
– Moon Celestial, loaned a high-quality face, returned after 10,000 years. If overdue, she will pay with her life!
-Time Immemorial Sage loaned 10,000 years in life from the Bank of the Universe in order to break through. After he breaks through, he will pay back 10,000 years. If late, he must pay back ten times the amount!

Li Xiandao looked at these debts and at the empty Bank of the Universe. He made his mind up to become a true expert, to find all these supreme beings to get back the overdue debts one by one!

A powerless mortal had became the biggest creditor in the Nine Heavens and Ten Lands and even the entire Celestial World!

User Comments

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  • AvaRead 12

    This a novel with a unique concept.

    Reply
  • creature 2

    It’s been almost 3 years old friend. This was my second novel, discovered it right after I finished solo leveling. I hope it gets picked up again.

    Reply
    • Daoist_Venerable 2

      You're like me, I'm also waiting for a year now for the next update of Trash of the count's family in short TOTCF. I miss Cale's Henituse adventure.

      Reply
  • Old_Demon 7

    Know that I'll rest here, on the Old Stone. Waiting for you, shall not be anxious. By your side lying, showing no discomfort. Timeless Commitment, Obstructions Insignificant. These are my vows to you old friend. Made for the sake that you and me will meet again.

    Reply
    • Haminsous 4

      Good night old demon, Question to you good sure, Any recommendations to good novel?

      Reply
      • Old_Demon 7

        Game Of Divine Thrones (completed) journey of the fate destroying emperor (ongoing) Strongest Legend of Dragon Ball (ongoing) Fantasy Simulator (completed) Mystical Journey (completed)

        Reply
      • Haminsous 4

        Many thanks for the new collection of novels.

        Reply
    • Haminsous 4

      Hi old one, you lost your account to just like me afther the update 😭? Have to start from lvl1 pfff!!! Was lvl 6

      Reply
      • Old_Demon 7

        Yes, after the Great Recession, most of my records were lost to the void. But this matters little to me, as all I have to do is to just create a new, stronger, and better path to ascension.

        Reply
      • Haminsous 4

        I will take your advice and stand up stronger and better. The void is vast and lot's to learn and see. 1 step at a time. 👍

        Reply
      • Gael_The_Drunk 1

        Whar ?

        Reply
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  • LittleDreamer 2

    I think the author is a newbie. . i mean the dialoges doesnt feel right and many time we get the same sentence and same situations again and again but what makes me especialy sad is the fact there is no diff in a fights between two low cultivators and high cultivators. . . why? Because the author doesnt describe the fights, how fast, how strong, how much destruction, etc etc in every fight the author describe the look of the attack but nothing much else afterwards its the end of the fight :/ and the translation later will become more and more annoying but its still easy to read, but the story and characters are ok but sometimes it doesnt make sense how fast they became loyal. . . but its still ok, cool and worth to read

    Edited: 1y
    Reply
    • TheBattleGod 2

      They haven’t updated in 8 months😐

      Reply
      • LittleDreamer 2

        What is your point lmao?

        Reply
      • TheBattleGod 2

        There is no point🤷🏾‍♂️, it’s useful to know tho for anyone who is just opening up this page, hasn’t read the book, and wants to know when they last released, cause that’s where I be looking when I wanna know more about the book is the comments

        Edited: 1y
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  • Primicgames 1

    throwing around the word omnipotent like it doesn't mean anything.

    Reply
  • lnwUser117788 1

    no but surrounded by dude yes

    Reply
  • sleepy_immortal 1

    I'm ready to sign a life contract for more chapters.

    Reply
  • AllPorpuse 1

    I'm now on chap 27 and there's a heck ton of plot holes. The back of universe is the definition of easy to scam bank that gives out free stuff. But I will not mention those caz I don't want to scare you guys off. I just want to tell you that before you read you need to follow these rules: * Turn off your braincells * Don't use logic or reasoning * Go with the flow After you do this I will guarantee you that this will be an enjoyable Chinese novel. I mean even now I'm still reading it.

    Reply
    • sleepy_immortal 1

      THE PREVIOUS BANK OWNERS WERE DUMB, ESPECIALLY THE LAST. so please do not over analyze it and continue reading 'caz'

      Reply
    • Magnum6K 1

      What exactly are you talking about? because apart from the things that are not to be explained on purpose at the beginning, I can't think of any holes until chapter 27. . .

      Reply
      • AllPorpuse 1

        Since you insist I'll tell it to you. First of all the owner is only invincible inside the bank of universe but when outside the owner is only as strong as his cultivation so when a person stronger than the owner borrowed a godly item they can run away with it caz the owner can't get it back since his weaker than the person. [ Quick explanation : the bank of universe is an independent small world and when a person wants something from the bank of universe they get an invitation and teleported to the bank of universe and after the transaction they get teleported back to where they originally was wherever they are in the 9 worlds and 10 lands ]

        Edited: 2y
        Reply
      • Magnum6K 1

        Well, I don't know if you've read more than 29 chapters so far, but a part at the beginning of this story that explains and shows that the items lent by the bank are loyal to the bank, the protagonist himself had no power at the beginning, but he took it from returns the "Brush of Heaven" artifact of a cultivator just calling her because he is the owner of the bank.

        Reply
      • AllPorpuse 1

        Second of all the buyer can either pay inside the bank of universe or outside but no matter what you choose you can still get the item after you sign the contract, but here's the problem if the buyer wants to pay outside then the owner have to find the buyer wherever he is in the 9 worlds and 10 lands so the buyer can basically run away from the owner.

        Edited: 2y
        Reply
      • Magnum6K 1

        As the items are from the bank, they are traceable as it will show many times later in the story, the characters recovering the items even if something happens to the owner. . .

        Reply
      • AllPorpuse 1

        Third of all the bank of universe sign a contract with the buyer to record the item or something they brought and when to give it back or something. But the contract itself is sh*t caz it doesn't do anything so the buyer can basically ditch off the contract and don't return the item they've borrowed. Caz the bank of universe can't sue the person in question caz they don't got their own force or police they can turn to. I'm just gonna give 3 plot holes caz I don't want to discourage you guys too much.

        Edited: 2y
        Reply
      • Magnum6K 1

        This is the most wrong statement, because the contract is valid, as it will show on several occasions that they come with the bank, and the bank is a magical artifact (as I have described sometimes during history, not just an independent world) and how again, it's going to show in various parts of the story they're using the contracts to find the people who agreed to it, and it even shows if they're alive, dead, or etc.

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  • AllPorpuse 1

    I'm kindly in a tough spot here caz I'm worried about the "naive protagonist" tag but also want to read it caz comments very positive so. . . Maybe I'm gonna try a few before deciding.

    Reply
    • Magnum6K 1

      The "naive protagonist" part is just because he transmigrated from another world, just lack of knowledge at the beginning. . .

      Reply
  • Voidbreaker 1

    When is this gunna get updated???? Did something happen to the author?

    Reply